在当今消费观念日益开放的社会环境中，零首付分期购买手机成为了许多消费者青睐的购物方式，尤其是对于预算有限但又渴望拥有最新款智能手机的年轻人而言。这种方式允许消费者无需一次性支付全款，而是通过分期付款的形式逐渐偿还购机费用。然而，随着这
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